Last updated: October 20, 2026

1. Acceptance of Terms

By accessing and using the Tax Calculator ("the Service"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Service.

2. Description of Service

The Service provides free tax calculation and Universal Credit estimation tools for self-employed individuals in the United Kingdom. It includes:

Self-Employed Tax Calculator (Income Tax & National Insurance)
Universal Credit Calculator (earnings, expenses & entitlement)
Bank statement parsing (PDF format)
Business expense categorisation

3. No Professional Advice

The Service is provided for informational and estimation purposes only. It does not constitute financial, tax, or legal advice. Results should not be relied upon as a substitute for professional advice from a qualified accountant or tax adviser.

Always verify calculations and consult a qualified professional before filing your Self-Assessment tax return or making UC claims with HMRC or the Department for Work and Pensions (DWP).

4. Accuracy of Results

While we strive for accuracy, the Service may produce estimates that differ from official HMRC calculations due to:

Bank statement parsing limitations
Transaction categorisation may not reflect all allowable expenses
Tax rates and thresholds may change during a tax year
Individual circumstances may vary

The Service uses HMRC-published tax rates and thresholds for the 2024/25 and 2025/26 tax years. It is your responsibility to check for updates.

5. Limitation of Liability

To the maximum extent permitted by law, Roadish.uk and the operators of the Service shall not be liable for:

Any tax penalties, fines, or additional liabilities arising from use of the Service
Any decisions made based on the Service's calculations
Any loss or damage arising from reliance on the Service

6. User Responsibilities

You are responsible for:

Ensuring the accuracy of uploaded statements
Reviewing and verifying all calculations before use
Complying with HMRC and DWP requirements
Using the Service only for lawful purposes

7. Intellectual Property

The Service, including its code, design, and content, is owned by Roadish.uk and protected by copyright. You may not reproduce, distribute, or create derivative works without permission.

8. Changes to Terms

We reserve the right to modify these terms at any time. Continued use of the Service after changes constitutes acceptance of the new terms.

9. Contact

For questions about these terms, contact us via Roadish.uk.